Imagine this scenario... 

You're shopping for a new home. You drive to visit a recent listing. As you

walk through the front doors, you're impressed. Every room looks fantastic.

You see yourself relaxing on the spacious patio, cooking in the modern

kitchen, and enjoying evenings with the family in the cozy living room. 

Your emotions are on overdrive. This is your dream home! 

Should you make an offer? Probably. In fact, you should make that decision

quickly in case there are other interested buyers. 

However, your decision shouldn't be guided purely by emotion. You want to

make sure you take practical matters into consideration too. 

For example, you'll want to consider:

· Is the property within your price range?

·…

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City of Calgary, November 1, 2018 –

Elevated inventory levels compared to sales, are causing prices to ease further in Calgary’s housing market.

Citywide benchmark prices totaled $426,300 in October, trending down for the fifth consecutive month and resulting in a year-over-year decline of 2.9 per cent.

“Job growth in this city remains a concern, as unemployment levels remain well above levels expected for this year. Rising costs of ownership also continue to weigh on housing demand,” said CREB® chief economist Ann-Marie Lurie.

“At the same time, housing supply levels are not adjusting fast enough to current conditions, resulting in price adjustments.”

Inventories and sales totaled 7,345 and 1,322 in October. This has resulted in months of supply of 5.6, above…

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When you're having a garage sale, one of the toughest tasks is pricing your

items. If you put a price tag on your old golf clubs that’s too high, no one will

buy them. If you make the price too low, they might sell quickly, but you’ll

spend the rest of the day wondering if you could have gotten more!
 

It's similar to selling your home — except with your home, the stakes are

much higher. You want to price your property to sell, but you don’t want to

leave any money on the table.

 

How do you accomplish that?

 

Setting the right list price for your home requires a combination of skilled

calculation and industry savvy.

 

Let's start with the "calculation" part...

 

When you work with us, we'll review recently sold…

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When considering purchasing your home there’s one thing that the majority of people are concerned about, that is having enough for a down payment on a property. Have a 20% down payment of the purchase price on a home is most preferred. If you don’t have a 20% down payment, then a 5% down payment option is available. When you have less than a 20% down payment you are required to have mortgage insurance through CMHC to be able to qualify for your mortgage.

Nonetheless if it’s a 5% or 20% down payment, the government of Canada allows home buyers to use their RRSPs to purchase a home without a penalty for withdrawing the RRSPs. This home buyer option is called Home Buyer’s Plan or HBP.

But before you withdraw your RRSP, the following conditions must be…

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