Home Insurance Policy

Home insurance seems to be getting costlier every year, with basic premiums continuing to rise as more homes are exposed to added risks attributed to extreme weather events, accidents, vandalism, and outright theft. 

This leaves homeowners in a difficult situation, but there are things that can be done to help ease rising costs. First, examine your current policy and talk to your agent/broker about your coverage and premiums. You might, for example, agree to increase your deductible to decrease premiums. Meanwhile, you may also be eligible for discounts, based on client profiles such as bundled policies (e.g., auto & home), claims history, and payment punctuality.

Other discounts may be available based on steps taken to protect your home from…

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Buying a Home Out-of-Town

Have you ever considered selling your home and moving out-of-town? One concern that might be holding you back is the uncertainty involved in finding a home in an unfamiliar place. What are the best neighbourhoods? What are homes selling for in that area? What is it like to live there?

There are many ways to find out.

If possible, spend a day in the area. Walk some of the neighbourhoods. Visit schools and parks. Check out the local shopping and other amenities.

Talk to someone who lives there. This will give you firsthand insights into the area. You can facilitate this through a Facebook post where you ask to chat with a local resident.

View current listings in the area online. Most listings include helpful data on safety, demographics and…

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 “Non-Market” Reasons Why it Might Be the Ideal Time to Sell

When considering whether or not to sell their home, many people think about market conditions. They consider whether it’s a buyer’s or seller’s market. They look at trends. They try to time the sale to get the best price for their property.

While market conditions certainly can play a role in deciding whether you should sell now rather than later, many other factors can influence that decision too.

For example, you might have outgrown your home and need more space. Perhaps you need an extra bedroom or a larger kitchen. If you wait until market conditions are perfect, you may languish for months — or even years — in a home that’s too small for you.

The same can be said for downsizing.

Another “non-market” reason you might want to sell your…

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Coming Soon!!!

$529,000,740 Stonehaven Dr. Carstairs, AB, Backs onto golf course, 2 story with fully developed basement, 4 bedrooms plus den area, 3.5 baths, Oversized, attached double car garage, Impeccable condition, private yard and stunning views! Call/message us for more details: 403-681-0319

 

 

 

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When you have a buyer coming to view your property, you want to make the best impression possible. So, you do the usual things. You clean, tidy and declutter. However, some details are easy to forget.

For example:

1) Is there a mat by the front door for shoes, umbrellas, etc.?

2) Did you air out the home as much as possible to get rid of any lingering odours from a pet, recent cooking, etc.?

3) Did you empty trash bins?

4) Is the buyer (or his or her agent) aware of any doors that may have special locking mechanisms? If not, leave a note with instructions. For example, “To open the patio door, pull up the deadbolt lock at the bottom.”

5) Are there any kids’ toys on the floor that might accidentally get damaged or be a tripping…

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Coming Soon!

$1,099,900, 13067 Twp Rd 265, Rocky View County, 4.6 Acres, Bi-level with walk-out basement, 2 bedrooms plus flex room, 2.5 baths, Attached triple car garage, Impeccable condition, private yard and stunning views! Call/message us for more details: 403-681-0319

 

 

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